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Helpline: 0800 652 4661*

Christmas Loans

Apply online in minutes and get same day money!

Am I eligible?

Are you over 18 and employed full time in the UK?

Are your wages paid directly into your bank account?

Do you have a debit card for this bank account?

Then Yes! Apply online
now & get an instant
decision.

How much will the loan cost me?

Drag the slider until you reach the amount you want to borrow.

Borrow: + Interest:    = Total to Repay: on your next payday.

Representative Example

If you borrowed £200 for 28 days you would repay a single payment of £258, with an interest rate of 378% variable per annum. 2670.8% APR representative.

All loans are subject to status and affordability. Customers must be over 18 and resident in the UK.

All loans are subject to status and affordability.
Customers must be over 18 and resident in the UK.
New customers can be approved for up to £500. However, once you've established a payment record you may be eligible for a credit limit increase up to £800, subject to status and earnings.

Payday Advances Offer a Good Solution to a Need for Christmas Loans

Christmas is one of those times when your salary can get stretched to the limit with all the additional spending and the result can be a serious drain on your finances. It is always important not to spend beyond your means, and not to look for Christmas loans if you can cut back on your spending and get through the festive period without taking on credit. However, if you can’t cut back your spending any further and need some help meeting your usual monthly expenses along with the additional spending, then a payday advance could be the solution you’re after.

Short Term Credit

Payday advances do just what they say on the tin; they work like a sub on your wages, getting you some extra cash at the time you need it, to be repaid on payday. They are, therefore, useful at times when you have a temporary cash flow issue, such as during the holiday season when you want to get ahead with your Christmas shopping and plans rather than waiting until payday, or when your finances have been stretched a little too far and you need some extra cash to bridge the gap until payday.

A new customer can take out a Christmas Loan valued £80 - £500 with Payday Express. We charge 29% interest on top of the amount borrowed, with no administration fees. Once you’ve had a pay day loan with us you’ll be an existing Payday Express customer and then, after establishing a payment record, you may be eligible for a credit limit increase up to £800, depending on your income.

Representative Example

If you borrowed £200 for 28 days you would repay a single payment of £258, with an interest rate of 378% variable per annum. 2670.8% APR representative.

All loans are subject to status and affordability. Customers must be over 18 and resident in the UK.

Christmas Cash in a Flash

At Payday Express we help customers all over the UK organise Christmas loans as quickly and easily as possible, so they don’t need to spend the festive season fretting about cash flow and filling in lengthy credit applications and can relax and have a good time with their friends and family instead.

You can apply online in minutes, receive an instant Xmas loan approval decision and then get your cash transferred within 45 minutes of your application. (In some cases we may be required to carry out additional verification, which we will do Monday to Friday 08:00 to 19:00 and 09:00 to 13:00 on Saturdays and you will still get your money the same day if you applied before 17:00 on a working day, otherwise it will be transferred the following working morning.)

When Christmas comes around, you don’t want lack of money to prevent it from being merry. For an instant solution to Christmas cash flow problems get a same day payday loan for some hassle-free help with paying for those perfect presents.

Apply online now by filling in the form starting at the top right of this page.

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