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Diagram showing the simple payday loans application process

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Existing Customers Click Here

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Helpline: 0800 652 4661*

How Do Payday Loans Work?

Apply online in minutes and get same day money!†

Am I eligible?

Are you over 18 and employed full time in the UK?

Are your wages paid directly into your bank account?

Do you have a debit card for this bank account?

Then Yes! Apply online
now & get an instant
decision.

How much will the loan cost me?

Drag the slider until you reach the amount you want to borrow.

Borrow: + Interest:    = Total to Repay: on your next payday.

Representative Example

If you borrowed £200 for 28 days you would repay a single payment of £258, with an interest rate of 378% variable per annum. 2670.8% APR representative.

All loans are subject to status and affordability. Customers must be over 18 and resident in the UK.

All loans are subject to status and affordability.
Customers must be over 18 and resident in the UK.
New customers can be approved for up to £500. However, once you've established a payment record you may be eligible for a credit limit increase up to £800, subject to status and earnings.

FAQs

How do payday loans work? What are payday loans? How much does a payday loan cost? How fast can I get a payday loan? What are short term loans? APR?
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How Do Payday Loans Work?


You apply online in minutes to borrow £80-£500

On your payday repay the money with just 29% interest by debit card

You are then an existing customer & can apply for subsequent loans on our Existing Customer Page

Once you have established a payment record you may be eligible for a loan limit increase up to £800, subject to status and earnings.


Read More

Representative Example

If you borrowed £200 for 28 days you would repay a single payment of £258, with an interest rate of 378% variable per annum. 2670.8% APR representative.

All loans are subject to status and affordability. Customers must be over 18 and resident in the UK.

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