Payday Express is a Responsible Lender of Cash Advance Loans til Payday UK Wide
At Payday Express we provide online cash advance loans
till payday UK wide, enabling customers to borrow the little bit of extra
cash they need to bridge the gap between when they need money and when they are
paid.
This service is geared towards the borrowing needs of customers, since it enables
you to borrow a relatively small amount of cash at the time you need it (such as
when your washing machine breaks) and to then repay this once cash flow is no longer
an issue, namely on payday.
You can apply on our website for an
online cash advance and we make every effort, during the application process
to assess that you can afford the cash advance loan and will be able to repay it
on your payday. We do so by carrying out various checks to verify the details you
supply on the application form and assess affordability.
Customers need to be in full time employment to be eligible for a cash advance
We have no need to target people with debt problems, since their ability to repay
our payday cash advances would be compromised. We are only interested in lending
to customers that can afford to repay their payday
advance loan. As such, we also do not lend to anyone that is unemployed,
since a cash advance payday loan is designed
to be just that - an advance on your wages that is repaid on your next payday. We
will, therefore, not lend to anyone that does not receive a regular wage, earning
a minimum of £750 a month after tax, and this includes students and those receiving
tax credits or benefits who are not employed.
We only lend to customers we believe can repay their
payday cash advances, and we will not deal with customers if we have any
question about their identity or authenticity.
Once approved for a cash advance payday loan
you will be provided with a clear and transparent contract, which you are not obliged
to execute unless you choose to do so. We aim to continue to communicate clearly
and in a transparent fashion in all our dealings with you regarding your cash advance
loan.
We aim to be helpful and polite to customers. Maintaining high levels of service
and customer satisfaction is paramount at Payday
Express. By offering an online cash advance service, such that customers can apply
for no faxing payday loans, we meet customers’
need to get a cash advance now, which is generally the case when you need a bit
of emergency cash to cover unforeseen expenses. Once you have been approved for
a cash advance loan online, we aim to get you your cash quickly and courteously.
Our Customer Support agents are discreet and committed to high standards of customer
service in all their dealings with customers.
Customers are urged to borrow responsibly
We always aim to lend responsibly and, at the same, urge any customer wanting to
use our online cash advance service to also do so responsibly. We recommend that,
before applying for a payday loan, you assess your finances
and ascertain whether you have a short and temporary or long term cash flow issue.
Payday cash advances are designed
as short-term solutions to credit needs when you need a little bit of extra
month end money. Therefore, you should only apply for a cash advance loan
if you are confident you will be able to repay it on your payday.
Representative Example
If you borrowed £200 for 28 days you would repay a single payment of £258, with an interest rate of 378% variable per annum. 2670.8% APR representative.
If what you need is a cash advance now, to cover emergency or unforeseen expenses
that can't wait until payday, and you will be able to repay the loan on payday,
then our online cash advance service is here to help out.