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Diagram showing the simple payday loans application process

Apply Online Now!

Existing Customers Click Here

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Helpline: 0800 652 4661*

Payday Loans Online

Apply online in minutes and get same day money!

Am I eligible?

Are you over 18 and employed full time in the UK?

Are your wages paid directly into your bank account?

Do you have a debit card for this bank account?

Then Yes! Apply online
now & get an instant
decision.

How much will the loan cost me?

Drag the slider until you reach the amount you want to borrow.

Borrow: + Interest:    = Total to Repay: on your next payday.

Representative Example

If you borrowed £200 for 28 days you would repay a single payment of £258, with an interest rate of 378% variable per annum. 2670.8% APR representative.

All loans are subject to status and affordability. Customers must be over 18 and resident in the UK.

All loans are subject to status and affordability.
Customers must be over 18 and resident in the UK.
New customers can be approved for up to £500. However, once you've established a payment record you may be eligible for a credit limit increase up to £800, subject to status and earnings.

Online Payday Loans Give You an Instant Boost of Cash

Traditionally to apply for a payday loan in the UK you would have to print off and fill in a lengthy application form and then post it or fax it to the lender with a variety of identity documents and bank statements. The lender would then base their approval of your loan on these documents. This was often more effort than it was worth for a small amount of cash that you needed right away.

Instant Loans Online

This is why we at Payday Express offer online payday loans UK wide, in response to our customers need for fast cash. We have been providing payday loans online since January 2008 in order to provide customers with instant payday loans.

You can now apply online and, with the help of internet technology and credit reference and payment agencies, we are able to provide instant approval decisions by carrying out a quick credit and identity check, in order to verify your identity and ascertain affordability. With our online payday loans application you can receive an approval decision in the space of a few minutes, without having to post or fax supporting documents.

You don't even need to print, sign and return a Credit Agreement because, when approved for payday loans online, you can electronically sign your agreement by submitting an e-signature and the current date. It couldn't get any easier!

Online Saves Time

Online cash loans make applying for payday loans easier, getting the loan approval faster, and remove the hassles that come with paperwork.

To apply for an online payday advance make sure you have your bank and debit card details to hand, as these will be required in order to arrange for the transfer (and subsequent collection) of your funds. Other than that, you'll just need to supply some personal details, such as your name, address, and employment information and after a few clicks of the mouse your work will be done. We carry out cash transfers every 45 minutes 7 days a week and most customers, subject to status, will get their money within the hour.

To apply for an online payday loan now, simply start filling in the first part of the application form on the right.

Representative Example

If you borrowed £200 for 28 days you would repay a single payment of £258, with an interest rate of 378% variable per annum. 2670.8% APR representative.

All loans are subject to status and affordability. Customers must be over 18 and resident in the UK.

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